Questions? Comments?Don and Tom dissect a Morningstar article naming the “best core stock funds” for 2026, noting the sharp decline in recommended actively managed funds and the dominance of low-cost index funds. While they applaud the shift away from expensive stock pickers, they argue Morningstar’s “core” approach still leads to unnecessary complexity and heavy large-cap (especially S&P 500) concentration, with little exposure to small-cap, value, and emerging markets. They advocate instead for simple, globally diversified, factor-tilted funds like DFAW, AVGE, or AVGV. Listener questions cover switching from AVGE to AVGV inside an IRA (risk tolerance matters), improving a 32-year-old’s 401(k) allocation (use a Roth IRA to add small/value exposure), and a sharp analogy comparing passive investing to driving with traffic rather than weaving aggressively for no gain.0:04 Investing in a “wonderful world” by ignoring noise1:14 AI audio tools that may replace editors (and shorten meetings)5:06 Morningstar’s 2026 “Best Core Funds” list shifts toward indexing6:39 Why “core” still means large-cap heavy and incomplete diversification9:50 The problem with piling into multiple S&P 500 funds12:14 Why Dimensional and Avantis are missing from the list13:26 One-fund global solutions: DFAW, AVGE, AVGV17:44 Listener analogy: aggressive driving vs. active investing19:08 IRA question: Switching from AVGE to AVGV and risk tolerance20:34 32-year-old’s 401(k) allocation and using a Roth IRA to add small/value28:40 Retirement workshop plug and who should attend30:21 Free fiduciary advice vs. actually hiring an advisorLearn more about your ad choices. Visit megaphone.fm/adchoices